Activity Packs

Travel Insurance for Sports & Activities

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Our travel insurance policies really do offer great value for money with an array of Sports and Adventurous activities covered automatically. These activities are listed below. If you have purchased a policy already please refer to your policy wording document for details of coverage as these lists change from time to time.

If you are participating in any of the Hazardous activities listed within an activity pack higher than pack 1 then you must purchase the appropriate Hazardous activity pack and each activity must not exceed 25% of your overall trip duration. Please get in touch with the details of the activities you'll be undertaking if you are unsure if you'll be covered.

The activities covered are on a ‘non incidental basis’ – meaning that your chosen activity is not the sole purpose of your trip. All of the activities are covered on a non-professional and non-competitive basis, unless otherwise stated. Any claims which arise
whilst undertaking any of these activities for any purpose other than leisure (examples of non-leisure purposes include racing, timed events, professional, display events, photo shoots, etc...) will not be covered under this policy. If you are unsure please do not hesitate to contact us and we can discuss your individual requirements. We consider ‘professional or competitive’ to be activities/sports where you are either paid for participating in, receive any element of sponsorship, fees or prize money in excess of £200.

If purchasing a higher activity pack you will be covered for activities within that pack and also lower activity packs.

The below activity packs are current as of 12/01/2016. If you purchased your policy before this date, please refer to your policy wording document for details of the activities you are covered for.

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Longstay, Backpacker, Medicare Extra, Working Holiday & Emigration Activity Packs


- Aerobics
- Amateur Athletic Field Events
- Amateur Athletic Track Events
- Angling/Fishing (freshwater)
- Animal Sanctuary (non Big Game)/Refuge Visit (not work)
- Archery
- Athletics
- Badminton
- Ballooning - Hot Air
- Bamboo Rafting
- Banana Boating
- Baseball
- Basketball
- Billiards
- Bird Watching
- Board & Card Games
- Body Boarding
- Boules
- Bowling
- Bowls
- Bridge Swinging
- Bungee Jumping
- Camel/Elephant Riding/Trekking (UK Booked)
- Camping
- Canoeing / Kayaking /Rafting(white water grades 1-3)
- Caravanning
- Catamaran Sailing (In-shore)
- Clay Pigeon Shooting
- Cricket
- Croquet
- Curling
- Cycle Touring / Leisure Biking (on road)
- Dancing
- Darts
- Disc Golf
- Diving (Indoor – up to 5m)
- Dragon Boat Racing
- Fencing
- Fives
- Flag football
- Flying as passenger (private/small aircraft/helicopter)
- Football/Soccer – Kick Around (any surface)
- Frisbee (recreational)
- Golf
- Gorilla Trekking ( up to 1000m)
- Highland games
- Horse Riding (No Jumping)
- Hot Air Ballooning
- Indoor Skating (not Ice)
- Jet Boating

- Jet Skiing
- Kiting
- Korfball
- Laser Tag
- Low Ropes
- Marathons
- Model Flying
- Model Sports
- Mountain Biking (up to 1000m)
- Netball
- Orienteering
- Paddle boarding
- Petanque
- Peteca
- Pigeon racing
- Pony Trekking
- Pool
- Quoits
- Rackets
- Racquet Ball
- Re-Enactment
- Rifle Range
- Ringos
- Rounders
- Rowing (Inshore-recreational)
- Safari (UK Organised)
- Sailing/Yachting inshore (recreational)
- Scuba Diving to 30m – not solo
- Segway supervised (non-competitive)
- Snorkelling
- Softball
- Squash
- Stoolball
- Surfing
- Swimming (pool or within 30m of shore not open water)
- Swimming with Dolphins
- Sydney Harbour Bridge
- Table Tennis
- Ten Pin Bowling
- Tennis
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering (in group) – up to 1000m
- Tubing
- Tug of War
- Unicycle Riding
- Up to 1 day Skiing/Dry slope skiing/Snowboarding
- Volleyball
- Whale Watching
- Yachting (racing/crewing inland and coastal waters)
- Yoga

- Abseiling Adventure (up to 25m)
- Adventure Racing (up to 6hrs)
- Airsoft
- American Football (organised with safety equipment)
- Angling/Fishing (sea/ice)
- Animal Sanctuary Visit (Big Game)
- Biathlon
- Big Foot Skiing
- Blade Skating
- Boxing Training (organised training only)
- Breathing Observation Bubble (BOB)
- Camel/Elephant Riding/Trekking (non-UK booked)
- Canoeing/Kayaking/Rafting (White Water Grade 4-6)
- Canyoning
- Cat Skiing
- Climbing (up to 25m)
- Cross Country Running
- Cross Country Skiing
- Diving (indoor up to 10m)
- Dry Slope Skiing
- Elephant Trekking (non-UK booked)
- Equestrian
- Falconry
- Fly boarding
- Flying crew/pilot
- Flying Helicopter (Pilot)
- Football/Soccer – Amateur
- Frisbee (ultimate)
- Gaelic Football
- Glacier Walking up to 2000m
- Gliding (non-competition)
- Go Karting
- Gorge Walking (with ropes)
- Gorilla Trekking (up to 2000m)
- Gymnastics
- Handball
- Harness Racing
- Hockey (Field)
- Hockey (Ice – with full body protection)
- Horse Jumping (no Polo Hunting)
- Horse Riding (Eventing)
- Husky Dog Sledding
- Hydro Zorbing
- Ice Skating
- Iron Man
- Judo (organised training)
- Karate (organised training)
- Kendo (organised training)
- Kick Sledging
- Lacrosse
- Land Skiing
- Langlauf
- Martial Arts (Organised Training Only)
- Modern Pentathlon
- Mono Skiing
- Mountain Biking up to 2000m (off road non racing)
- Mountain Boarding
- Octopush
- Off Road Motorcycling (up to 250cc)
- Off-piste skiing/snowboarding (with a guide)
- Paint Balling

- Parasailing (over water)
- Parascending (over water)
- Power Boating (Inshore)
- Quad Bikes
- Rap Running/Jumping (indoor/outdoor climbing wall up to 25m)
- River Tubing
- Rodeo
- Roller Blading/skating/skate boarding/scooters (non-motorised)
- Roller Hockey
- Rugby (amateur game or training)
- Safari (non UK Organised)
- Safari Trekking
- Sand Boarding
- Sand Dune Surfing/Skiing
- Sand Yachting
- Sea Canoeing/Kayaking (inshore)
- Shark Cage Diving/Swimming (cage)
- Shinty
- Ski Boarding
- Ski Bobbing
- Ski Dooing
- Skiing
- Skiing – Cat
- Skiing - Mono
- Skiing – Nordic
- Sky Diving – tandem with qualified instructor (up to 2 jumps)
- Sledging/Tobogganing
- Sleigh riding (reindeer horses or dogs)
- Snow Biking
- Snow Mobile/Ski Doos
- Snow Parascending
- Snow Scooting
- Snow Shoe Walking
- Snow Tubing
- Snowboarding
- Snowcat Driving
- Speed Sailing
- Speed Skating
- Speed Trials/Time Trials (Organised not public roads)
- Street Hockey
- Summer Tobogganing
- Surf lifesaving (organised competition)
- Swimming (open water)
- Telemarking
- Trampolining
- Tree Top Canopy Walking
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering (in group) up to 2000m
- Triathlon
- Under 17 Driving (not public roads)
- War Games/Paint Balling
- Water Polo (amateur)
- Water Skiing (no jumping)
- Weight Lifting
- Windsurfing/Boardsailing/Sailboarding
- Wrestling (organised training)
- Zip Line Experience (organised – not multiple lines)

- Abseiling (Outdoor above 25m)
- Blow carting/Land Yachting/Kite
- Buggy
- Caving/Pot Holing
- Climbing (Rock and Ice up to 3000m)
- Devil Karting
- Dirt Boarding
- Glacier Skiing
- Gorge Walking (no ropes)
- Gorilla Trekking (up to 3000m)
- Heli-skiing
- High Diving (non cliff)
- Hurling
- Hydro speeding
- Ice Go Carting
- Ice Windsurfing
- Jousting
- Kite Boarding/Surfing
- Motorised Buggying – including Dune Buggying
- Mountain Biking (up to 3000m)
- Paragliding
- Parascending (over land)
- Passenger Sledge
- Rap Running/Jumping (outdoor above 25m)
- River Bugging
- Skeleton

- Ski Biking
- Ski Blading
- Ski Randonee
- Ski Touring
- Ski Yawing
- Skiing – Freestyle
- Skiing – Glacier
- Skiing – Snowcat
- Snow Karting
- Snow Kiting
- Snow Surfing
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering (in group) up to 3000m
- Via Ferratta
- Wake Boarding
- Water Skiing (jumping)
- Wind Tunnel Flying/Indoor Sky Diving
- Zorbing/Sphering

- Adventure Racing (up to 24 hours)
- Assault Courses including High Ropes
- BMX Freestyle & Racing
- Cave Diving
- Cycle Racing
- Cyclo Cross
- Downhill Mountain Biking
- Electric/Motorised stand up scooters
- Freestyle Skateboarding
- Gliding (competition)
- Gorilla Trekking (up to 4000m)
- Hang Gliding
- Micro Lighting
- Motocross
- Motor Racing/Rallies/Competitions (amateur)
- Mountain Biking (up to 4000m)

- Off Piste Skiing/Snowboarding (without a guide)
- Parapenting/Paraponting
- Polo
- Polo Cross
- Power Boating (Off Shore)
- Power Gliding
- Power Kiting
- Rafting - Black Water (Grades 1-3)
- Scuba Diving (not solo) to 40m
- Ski Flying
- Ski Mountaineering
- Ski Run Walking
- Sky Diving – qualified solo jumper (maximum  2 jumps)
- Slack-Lining
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering (in group) up to 4000m
- Wicker Basket Tobogganing
- Zip Trekking

First Class, Economy 500 & Annual Multi-Trip Activity Packs


- Aerobics
- Amateur Athletic Field & Track Events
- Angling/Fishing (freshwater)
- Animal Sanctuary (non big game) visit
- Archery
- Badminton
- Ballooning - Hot Air
- Bamboo Rafting
- Banana Boating
- Bar Work
- Baseball
- Basketball
- Billiards
- Bird Watching
- Board & Card Games
- Body Boarding
- Boules
- Bowling
- Bowls
- Bridge Swinging
- Bungee Jumping
- Camel/Elephant Riding/Trekking (UK Booked)
- Camping
- Canoeing/kayaking (Grades 1-3)
- Caravanning
- Catamaran Sailing (In-shore)
- Clay Pigeon Shooting
- Cricket
- Croquet
- Curling
- Cycle Touring/leisure biking
- Dancing
- Darts
- Disc Golf
- Diving (Indoor up to 5m)
- Dragon Boat Racing
- Fencing
- Fives
- Flag football
- Flying as passenger (private/small aircraft)
- Football/Soccer - Kick Around (any surface)
- Frisbee (recreational)
- Golf
- Gorilla Trekking (up to 1000m)
- Highland games
- Horse Riding (No Jumping)

- Hot Air Ballooning
- Indoor Skating (not ice)
- Jet Boating
- Jet Skiing
- Kiting
- Korfball
- Laser Tag
- Low Ropes
- Marathons
- Model Flying
- Model sports
- Mountain Biking (up to 1000m)
- Netball
- Orienteering
- Paddle Boarding
- Petanque
- Pigeon racing
- Pony Trekking
- Pool
- Quoits
- Rackets
- Racquet Ball
- Rafting (Grades 1-3)
- Re-Enactment
- Rifle Range
- Ringos
- Rounders
- Rowing (inshore –recreational)
- Safari (UK booked)
- Sailing/Yachting (recreational - inshore)
- Scuba Diving (not solo up to max 30m)
- Segway – supervised (non-competitive)
- Snorkelling
- Softball
- Squash
- Stoolball
- Swimming (pool / 30 metres of shore but not open water)
- Swimming with Dolphins
- Sydney Harbour Bridge
- Table Tennis
- Tchoukball
- Ten Pin Bowling
- Tennis
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering (in group) up to 1000m
- Tubing
- Tug of War
- Uni-cycling
- Volleyball
- Whale Watching
- Yoga

- Abseiling adventure (up to 25m)
- Adventure Racing (up to 6 hours)
- Airsoft
- Angling/Fishing (sea)
- Climbing (Indoor/outdoor climbing wall up to 25m)
- Cross Country Running
- Diving (Indoor up to 10m)
- Dry Slope Skiing
- Elephant Trekking (non UK booked)
- Falconry
- Fly Boarding
- Football/Soccer - Organised Amateur
- Frisbee (Ultimate Frisbee)
- Gaelic Football
- Gorilla Trekking (up to 2000m)
- Gymnastics
- Handball
- Hockey (field)
- Iron Man(Half & Full)
- Judo (Organised Training)
- Karate (Organised Training)
- Kendo (Organised Training)
- Lacrosse
- Martial Arts (Organised Training)
- Mountain Biking (up to 2000m)
- Paint Balling
- Parasailing
- Parascending (Over water)
- Roller Blading/skating/Skate Boarding/scooters (non-motorised)
- Rugby (training)

- Safari (non UK booked)
- Safari Trekking
- Sand Yachting
- Sea Canoeing/Kayaking (inshore)
- Shark Diving/Swimming (cage)
- Shinty
- Street Hockey
- Surf life saving (organised competition)
- Surfing
- Trampolining
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering (in group up to 2000m)
- Triathlon (sprint/Olympic/long)
- Up to 1 day Skiing/Dry slope skiing/Snowboarding
- War Games/Paint Balling
- Water Polo
- Water Skiing (no jumping)
- Weight Lifting
- Windsurfing/Boardsailing/Sailboarding
- Wrestling (organised training)
- Zip Line Experience (organised – not multiple lines)

- Adventure Racing (up 12 hours)
- American Football (Organised/with Safety Equipment)
- Animal Sanctuary (Big Game)
- Biathlon
- Big Foot Skiing
- Blade Skating
- Breathing Observation Bubble (BOB)
- Canoeing/kayaking (grades 4-6)
- Canyoning
- Cat Skiing
- Cross Country Skiing
- Electric/Motorised stand up scooters
- Equestrian
- Flying crew/pilot
- Flying Helicopter (Pilot)
- Glacier Walking/Skiing (up to 3000m)
- Gliding (non-competitive)
- Go Karting.
- Gorge Walking (with ropes and up to 3000m)
- Harness Racing
- Hockey (Ice) With Full Body Protection
- Horse Jumping (no Polo Hunting)
- Horse Riding (Eventing)
- Husky Dog Sledding
- Hydro Zorbing
- Ice Skating
- Kick Sledging
- Land Skiing
- Langlauf
- Modern Pentathlon
- Mono Skiing
- Mountain Boarding
- Octopush
- Off Road Motorcycling (up to 250cc)

- Passenger Sledge
- Power Boating (inshore)
- Power lifting
- Quad Bikes
- Rafting (grades 4-6)
- River Tubing
- Rodeo
- Roller Hockey
- Rugby (Amateur Game)
- Sand Boarding
- Sand Dune Surfing/Skiing
- Ski Boarding
- Ski Bobbing
- Ski Dooing
- Skiing
- Skiing – Cat
- Skiing – Mono
- Skiing – Nordic
- Sledging/Tobogganing
- Sleigh riding (reindeer horses or dogs)
- Snow Biking
- Snow Blading
- Snow Mobile/Ski Doos
- Snow Parascending
- Snow Scooting
- Snow Shoe Walking
- Snow Tubing
- Snowboarding
- Snowcat Driving
- Speed Sailing (in shore)
- Speed Skating
- Speed Trials/Time Trials (Organised not public roads)
- Summer Tobogganing
- Swimming (open water)
- Telemarking
- Tree Top Canopy Walking  
- Under 17 Driving (not public roads)

- Blowcarting/Land Yachting/Kite Buggy
- Boxing Training
- Devil Karting
- Dirt Boarding
- Gorge Walking (no ropes and up to 4000m)
- Gorilla Trekking (up to 3000m)
- High Diving (non cliff)
- Jousting
- Kite-boarding/surfing

- Motorised Buggying incl Dune Buggying
- Mountain Biking (up to 3000m)
- Paragliding
- Parascending (over land)
- Ski Biking
- Skiing – Snowcat
- Skiing Off-piste (with a guide)
- Snow Karting
- Snow Surfing
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 3000m)
- Wake Boarding
- Water Skiing (jumping)

- Abseiling (outdoor up to 25m)
- Caving/Pot Holing
- Climbing (rock & ice climbing up to 4000m)
- Glacier Skiing
- Gorilla Trekking (up to 4000m)
- Heli-skiing
- Hurling
- Hydrospeeding
- Ice Go Carting
- Ice Windsurfing
- Mountain Biking (up to 4000m)
- Polo
- Polo cross

- Rap Running/Jumping (Outdoor above 25m)
- River Bugging
- Skeleton
- Ski Blading
- Ski Randonee
- Ski Touring
- Ski Yawing
- Skiing – Freestyle
- Skiing – Glacier
- Snow Kiting
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 4000m)
- Via Ferratta
- Wind Tunnel Flying/Indoor Sky diving
- Zorbing/Sphering

- Adventure Racing (up to 24 hours)
- Assault Courses including High Ropes
- Cave Diving
- Cycle Racing
- Cyclo Cross
- Freestyle Skateboarding
- Gliding (competition)
- Hang Gliding
- Micro Lighting
- Motocross
- Motor Racing/Rallies/Competitions (Amateur)

- Parapenting/Paraponting
- Power Boating (off shore)
- Power Gliding
- Power Kiting
- Rafting (black water grades 1-3)
- Scuba Diving (not solo maximum depth 40m)
- Ski Flying
- Ski Mountaineering
- Ski Run Walking
- Skiing - Off Piste Without a Guide
- Slack-Lining
- Wicker Basket Tobogganing
- Zip Trekking

- Adventure Racing (up to 36 hours)
- BMX Freestyle & Racing
- Downhill Mountain Biking
- Gorilla Trekking (up to 5000m)

- Kloofing
- Mountain Biking (up to 5000m)
- Scuba Diving (Solo maximum depth 40m)
- Tandem Skydive (up to 2 jumps maximum)
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 5000m) 

- Adventure Racing (up to 48 hours)
- Airboarding
- Bobsleigh
- Bouldering
- Boxing
- Bull Running
- Cave Tubing
- Coasteering
- Deer Stalking
- Drag Racing
- Free Diving
- Gorilla Trekking (up to 6000m)
- Hunting/Shooting
- Ice Diving
- Ice Holing
- Ice Marathon
- Ice Speedway

- Judo (competition)
- Karate (competition)
- Kendo (competition)
- Luge/Bobsleigh
- Martial Arts (competition)
- Mixed Gas Diving
- Mountain Biking (up to 6000m)
- Parachuting
- Potholing
- Rafting (black water grades 4-6)
- Rowing – offshore recreational
- Sailing/Yachting  (offshore recreational)
- Shark Diving/Swimming (no cage full safety equipment and supervised)
- Ski Acrobatics
- Ski Jumping
- Ski Racing
- Ski Stunting
- Skiing – Para
- Sky Diving
- Sky Jumping
- Sky Surfing
- Tree Top Canopy Walking (set up)
- Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 6000m)
- Wrestling (competition)