Wordings
Policy Wordings & Key Facts Documents
Our policy wording documents outline the full coverage, limitations, terms and conditions that relate to our policies. It is important that you read and understand these documents when purchasing our policies.
You can view our policy wordings and key facts documents by clicking on the relevant links below. If you have purchased a policy please refer to your policy documents emailed or sent at time of purchase.You will need the free Adobe Acrobat Reader software installed to view PDF files. If you do not already have it installed, you can download it by clicking here. Please contact us if you have any questions.
Please read details regarding pre-existing medical conditions before purchasing cover.
On or after the 1st June 2024
The below documents apply to policies purchased on or after the 1st June 2024. Please see below for documents relating to policies purchased before this date.
On or after the 1st November 2023
The below documents apply to policies purchased on or after the 1st November 2023. Please see below for documents relating to policies purchased before this date.
On or after the 1st August 2023
The below documents apply to policies purchased on or after the 1st August 2023. Please see below for documents relating to policies purchased before this date.
On or after the 1st March 2023
The below documents apply to policies purchased on or after the 1st March 2023. Please see below for documents relating to policies purchased before this date.
On or after the 1st February 2023
The below documents apply to policies purchased on or after the 1st February 2023. Please see below for documents relating to policies purchased before this date.
On or after the 23rd January 2022
The below documents apply to policies purchased on or after the 23rd January 2022. Please see below for documents relating to policies purchased before this date.
On or after the 15th July 2021
The below documents apply to policies purchased on or after the 15th July 2021. Please see below for documents relating to policies purchased before this date
On or after the 8th July 2021
The below documents apply to policies purchased on or after the 8th July 2021. Please see below for documents relating to policies purchased before this date
On or after the 1st February 2021
The below documents apply to policies purchased on or after the 1st February 2021. Please see below for documents relating to policies purchased before this date.
On or after the 1st June 2020
The below documents apply to policies purchased on or after the 1st June 2020. Please see below for documents relating to policies purchased before this date
Gold Single Trip & Annual Multi Trip Policy
25th September to 31st December 2020
Gold Single Trip & Annual Multi Trip Policy
1st June to 24th September 2020
Silver Single Trip & Annual Multi Trip Policy
1st June to 31st December 2020
Bronze Single Trip & Annual Multi Trip Policy
1st June to 31st December 2020
Emigration Insurance (Gold & Silver)
1st June to 31st December 2020