Wordings

Policy Wordings & Key Facts Documents

Our policy wording documents outline the full coverage, limitations, terms and conditions that relate to our policies. It is important that you read and understand these documents when purchasing our policies.

You can view our policy wordings and key facts documents by clicking on the relevant links below. If you have purchased a policy please refer to your policy documents emailed or sent at time of purchase.You will need the free Adobe Acrobat Reader software installed to view PDF files. If you do not already have it installed, you can download it by clicking here. Please contact us if you have any questions.

Please read details regarding pre-existing medical conditions before purchasing cover.

On or after the 1st June 2024

The below documents apply to policies purchased on or after the 1st June 2024. Please see below for documents relating to policies purchased before this date.

First Class / Economy 500 Policy

Policy Wording Product Info

Walkabout / Walkabout Plus Policy

Policy Wording Product Info

Gold / Silver / Bronze Single Trip Policy

Policy Wording Product Info

Gold / Silver / Bronze Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info

Working Holiday Policy

Policy Wording Product Info

On or after the 1st November 2023

The below documents apply to policies purchased on or after the 1st November 2023. Please see below for documents relating to policies purchased before this date.

First Class / Economy 500 Policy

Policy Wording Product Info

Walkabout / Walkabout Plus Policy

Policy Wording Product Info

Gold / Silver / Bronze Single Trip Policy

Policy Wording Product Info

Gold / Silver / Bronze Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info

Working Holiday Policy

Policy Wording Product Info

On or after the 1st August 2023

The below documents apply to policies purchased on or after the 1st August 2023. Please see below for documents relating to policies purchased before this date.

First Class / Economy 500 Policy

Policy Wording Product Info

Walkabout / Walkabout Plus Policy

Policy Wording Product Info

Gold / Silver / Bronze Single Trip Policy

Policy Wording Product Info

Gold / Silver / Bronze Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info

Working Holiday Policy

Policy Wording Product Info

On or after the 1st March 2023

The below documents apply to policies purchased on or after the 1st March 2023. Please see below for documents relating to policies purchased before this date.

First Class / Economy 500 Policy

Policy Wording Product Info

Walkabout / Walkabout Plus Policy

Policy Wording Product Info

Gold / Silver / Bronze Single Trip Policy

Policy Wording Product Info

Gold / Silver / Bronze Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info

Working Holiday Policy

Product Info Policy Wording

On or after the 1st February 2023

The below documents apply to policies purchased on or after the 1st February 2023. Please see below for documents relating to policies purchased before this date.

First Class / Economy 500 Policy

Policy Wording Product Info

Walkabout / Walkabout Plus Policy

Policy Wording Product Info

Gold / Silver / Bronze Single Trip Policy

Product Info Policy Wording

Gold / Silver / Bronze Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info

Working Holiday Policy

Policy Wording Product Info

On or after the 23rd January 2022

The below documents apply to policies purchased on or after the 23rd January 2022. Please see below for documents relating to policies purchased before this date.

First Class / Economy 500 Policy

Policy Wording Product Info

Walkabout / Walkabout Plus Policy

Policy Wording Product Info

Gold / Silver / Bronze Single Trip Policy

Policy Wording Product Info

Gold / Silver / Bronze Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info

Working Holiday Policy

Policy Wording Product Info

On or after the 15th July 2021

The below documents apply to policies purchased on or after the 15th July 2021. Please see below for documents relating to policies purchased before this date

First Class / Economy 500 Policy

Policy Wording Product Info

Walkabout / Walkabout Plus Policy

Policy Wording Product Info

Gold / Silver / Bronze Single Trip Policy

Policy Wording Product Info

Gold / Silver / Bronze Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info

Working Holiday Policy

Policy Wording Product Info

On or after the 8th July 2021

The below documents apply to policies purchased on or after the 8th July 2021. Please see below for documents relating to policies purchased before this date

First Class Policy

Policy Wording Product Info

Economy 500 Policy

Policy Wording Product Info

Walkabout Plus Policy

Policy Wording Product Info

Gold Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Silver Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Bronze Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info (Gold) Product Info (Silver)

Working Holiday Policy

Policy Wording Product Info

On or after the 1st February 2021

The below documents apply to policies purchased on or after the 1st February 2021. Please see below for documents relating to policies purchased before this date.

First Class Policy

Policy Wording Product Info

Economy 500 Policy

Policy Wording Product Info

Walkabout Plus Policy

Policy Wording Product Info

Gold Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Silver Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Bronze Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info (Gold) Product Info (Silver)

Working Holiday Policy

Policy Wording Product Info

On or after the 1st June 2020

The below documents apply to policies purchased on or after the 1st June 2020. Please see below for documents relating to policies purchased before this date

First Class Policy

Policy Wording Product Info

First Class Policy
25th September to 31st December 2020

Policy Wording Product Info

First Class Policy
1st June to 24th September 2020

Policy Wording Product Info

Economy 500 Policy

Policy Wording Product Info

Economy 500 Policy
1st June to 31st December 2020

Policy Wording Product Info

Walkabout Plus Policy

Policy Wording Product Info

Walkabout Plus Policy
25th September to 31st December 2020

Policy Wording Product Info

Walkabout Plus Policy
1st June to 24th September 2020

Policy Wording Product Info

Walkabout Policy
1st June to 31st December 2020

Policy Wording Product Info

Gold Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Gold Single Trip & Annual Multi Trip Policy
25th September to 31st December 2020

Policy Wording Product Info

Gold Single Trip & Annual Multi Trip Policy
1st June to 24th September 2020

Policy Wording Product Info

Silver Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Silver Single Trip & Annual Multi Trip Policy
1st June to 31st December 2020

Policy Wording Product Info

Bronze Single Trip & Annual Multi Trip Policy

Policy Wording Product Info

Bronze Single Trip & Annual Multi Trip Policy
1st June to 31st December 2020

Policy Wording Product Info

Emigration Insurance (Gold & Silver)

Policy Wording Product Info (Gold) Product Info (Silver)

Emigration Insurance (Gold & Silver)
1st June to 31st December 2020

Policy Wording Product Info (Gold) Product Info (Silver)

Working Holiday Policy

Policy Wording Product Info

Working Holiday Policy
1st June to 31st December 2020

Policy Wording Product Info