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To ensure you are adequately covered, it is important that you disclose any medical conditions that affect you, another member of your party or any other person upon whose health your trip depends.

You do not however have to disclose relatively minor conditions unless you also have any other conditions that are not listed.

Please carefully review the list on the next page and read thoroughly.

You will only be asked to complete supplementary questions if you suffer from medical conditions that are not listed.

You do not need to call the Medical Screening Service in respect of the following Automatically Covered Medical Conditions as they will be covered for no additional premium provided that you do not also have a pre-existing medical condition which is not listed below. If you have a pre-existing medical condition in addition to any of the following Automatically Covered Medical Conditions you must follow the Health Declaration below and contact the Medical Screening Service, details of which are on the next page.

Based on your answer to the above question, we’re concerned that your requirements will not be fully met by our usual policies. It’s important that your cover is absolutely right for you and it may be possible for you to find an alternative insurance provider.

In the UK a travel insurance directory has been compiled by the UK Government’s Money Helper Service, listing insurance providers who specialise in insurance for customers with serious medical conditions. This list is available by clicking here.

If you are unable to access the website link, you can call MoneyHelper’s free helpline number 0800 138 7777. Please note that MoneyHelper staff will direct you to the directory webpage, but will not be able to give other help, beyond general information on travel insurance. They cannot provide any information about your existing policy.