Set Sail with Confidence: Travel Insurance Tips for Cruise Lovers

Cruises are one of the most relaxing and rewarding ways to travel. Cruise trips offer the chance to visit multiple destinations without ever unpacking your suitcase more than once. Whether you’re gliding through the Norwegian fjords or soaking up the sun in the Caribbean on one of the largest cruise ships, cruise holidays come with their own set of risks and requirements that make getting the right travel insurance essential.

If you’re a seasoned traveller planning a cruise as part of your travel calendar, perhaps you should consider an annual multi-trip travel insurance policy. But will it give you the protection you need at sea? And what exactly does cruise insurance cover?

In this guide, we’ll walk you through everything you need to know about cruise cover and how Go Walkabout’s flexible travel insurance options can keep you protected from port to port.

Why Cruise Holidays Need Specialist Cover

Cruise travel isn’t quite like a standard city break or beach holiday. When you’re at sea, the risks and logistics change. Standard travel insurance may not always stretch far enough to cover cruises.

However, many travel insurers offer a specialised policy to cover these unique trips. And as cruise trips gain in popularity, it is our place to provide adequate coverage.

Here’s why cruise insurance is important:

• Medical care at sea can be expensive and may not be covered by standard policies.
• Cabin confinement due to illness (such as norovirus) can result in lost holiday time, and financial loss.
• Missed port stops or itinerary changes can cause disruption and disappointment.
• Evacuation from the ship due to illness or injury could be complex and costly.
• Lost or delayed luggage between ports can cause significant inconvenience.

These unique scenarios mean that if you’re setting sail, it’s important to ensure you have travel insurance that includes cruise cover and covers all eventualities.

Annual Multi-Trip Policies: Smart Cover for Frequent Travellers

If you’re planning multiple getaways in a year—whether that’s cruises, weekend city breaks or longer adventures—then an annual multi-trip travel insurance policy could offer excellent value and convenience.

Go Walkabout offers Bronze, Silver and Gold annual multi-trip policies that can be tailored with optional extras, including cruise cover. These policies are ideal for:

• Travellers who take two or more holidays a year
• Those adding a cruise to their travel itinerary
• People who want to avoid the hassle of arranging separate insurance for each trip

However, it’s important to check the maximum trip duration allowed on your annual policy, especially if you’re going on a longer voyage. Most annual multi-trip insurance policies limit individual trips to a set number of days. So make sure your cruise fits within this timeframe before you set sail.

When a Single Trip Policy Might Be a Better Fit

If you’re only going away once this year and your main trip is a cruise, then a single trip travel insurance policy might be a better option. Go Walkabout’s Bronze, Silver and Gold single trip policies all offer the option to add cruise cover, providing robust protection tailored to your holiday plans.

Single trip policies are also ideal for:

• Longer or more complex cruise itineraries
• Once-in-a-lifetime voyages where you want maximum peace of mind
• Travellers who don’t plan to take additional trips within the year

Cruise Cover with Go Walkabout: What’s Included?

When you choose to add cruise cover to your Go Walkabout Bronze, Silver or Gold policy, you gain protection designed specifically for cruise travellers. This includes cover for:

• Cabin confinement due to illness or injury
• Missed port departures caused by transport delays or unforeseen circumstances
• Itinerary changes or missed stops due to weather or operational decisions
• Emergency medical care and repatriation while at sea
• Lost or delayed luggage during the cruise

Please note: Cruise cover is not available on Working Holiday, Walkabout, or Walkabout Plus policies. So, if you’re considering a cruise, be sure to choose a compatible policy level and add cruise cover at the time of booking.

Top Tips for Cruise Travellers Using Annual Insurance

To make the most of your annual travel insurance with cruise cover, keep these tips in mind:

Are You Ready To Set Sail With Confidence?

Cruise holidays can be the trip of a lifetime—but only if you’re protected from the unexpected. By choosing a Go Walkabout annual multi-trip policy and adding the cruise cover option, you can enjoy the flexibility of year-round travel with peace of mind at sea.

Whether you’re hopping across the Greek Islands or exploring the Alaskan coastline, make sure your policy sails with you.

Planning a cruise this year?
Get a quick quote online or speak to the friendly Go Walkabout team to find the best travel insurance policy for your plans.